Health

Do I need medical insurance in Switzerland?

Yes, health care in Switzerland is expensive and you need to pay monthly premiums for medical insurance to a health insurance provider. You also need to be insured for treatment in case of accident. If you are employed, your employer may already cover you for both work-related and non-work related accidents. If you are self-employed or only work a few hours, you may not be covered. Check with your employer and with your health insurance provider.

For people who live in Switzerland this site offers an independent comparison of premiums of various health insurance providers. You have to enter your postcode and your age. How much you pay also depends on where you live in Switzerland and how old you are at the time of joining. You will also need to compare the degree of cover and what percentage excess or contribution is to be paid by you in case of claim.

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